The content of the novel comes from-DIDIDA Novels
1006 Loansharking
Su Xiu was very pleased with this answer. The amount of money and interest that Old Madam Fan would pay back to the first family definitely would not be that much, and the last family might not even be able to get back much money at all. It was the best to be in the middle. Not only would she be able to get back the principal amount, but she would also be able to get the bulk of the interest. It was like killing two birds with one stone!
After the three families agreed on this matter, Su Li went to talk to Zou Ming.
“Have you decided?” Zou Ming rubbed his temples and asked tiredly. The loud noise just now had made his ears very uncomfortable.
“We’ve decided, but I’ll have to trouble Officer Zou to ask my mother about her wishes and whether she wants us to bail her out,” Su Li said.
Zou Ming looked at Su Li curiously and asked, “Can you tell me what you have in mind? I’ll pass the message to your mother.”
Su Li did not intend to tell Zou Ming the details of the plan. She only wanted Zou Ming to talk to Old Madam Fan about needing to borrow money from them. The rest of the details were the Su family’s personal matter. They could talk about it among themselves when they saw Old Madam Fan in person.
Before Zou Ming could even speak, Old Madam Fan immediately agreed to whatever Su Li and the rest wanted. She found it unbearable to stay in this place for another day. In the detention center, there were people who bullied her, people who spit in her food, and even people who snatched away her blanket. There were also cockroaches and bugs everywhere.
This was simply not a place for humans to live! She had so much retirement pension every month, and coupled with the money that Su Yang had earned, she would definitely be able to pay off the bail money. As long as she could go out, she was willing to pay any amount of money!
Zou Ming handcuffed Old Madam Fan and brought her to the conference room so that the three Su sisters and Old Madam Fan could sit opposite one another. Old Madam Fan looked at Su Li agitatedly. She had not seen this daughter of hers for almost 30 years. Su Li looked completely different from when she was young. If not for the mole on Su Li’s face, she would not have dared to call out to Su Li.
“Su Di! You’re finally willing to come back and see me! Do you know how much Mom misses you!” Old Madam Fan said with tears in her eyes.
Su Li frowned and said, “I’m not Su Di. My name is Su Li. It’s the word that means beautiful.”
“Fine, fine, fine. This name Su Li is good, any other name is also fine. It’s such happy news that you’re back. Our family is finally reunited!” Old Madam Fan said with a smile.
Zou Ming coughed twice and showed Old Madam Fan the document containing the terms which Su Li had drawn up. Zou Ming now understood why Su Li did not tell him about the terms and conditions of the loan earlier. This was completely a case of loansharking.
“I think you might not be able to understand what I wrote, so I’ll give you a simple explanation. The first to fourth lines are the amount of money you borrowed, the order in which it should be returned, as well as the final deadline. The last few lines are more important,” Su Li cleared her throat and coughed twice before continuing.
“We’re not lending you this money for free. The interest will be calculated according to the rate of ‘paying 130 for every 90’. Otherwise, we won’t lend the money to you. Do you agree with this condition?” Su Li asked sternly.
Zou Ming frowned. He did not know where this Su Li came from. She even knew the phrase “paying 130 for every 90”.
In other words, if Old Madam Fan’s bail amount was 10,000 dollars, then the interest for 10 months would be as high as 10,000 dollars. Ordinary families could not afford such a high interest rate at all. Moreover, it would not be enough to just pay back the same amount of money every month. In the end, one would need to fork out more interest to fill this huge hole.
This was how many gamblers in the casino went bankrupt. What crushed them was not the capital sum, but the high interest rate.
Su Miao and Su Xiu sat at the side and listened, feeling at a loss. They did not understand what it meant at all, but they were sure that Su Li would definitely not trick them. Since they were all in the same boat, Su Li would definitely help them!
“Whatever you say!” Old Madam Fan said with a smile.
It was obvious that Old Madam Fan did not know what the phrase meant as well. Zou Ming could not help but speak up, “Are you… sure you want to do this?”
“Yes, that’s my condition. I won’t lend her the money if it’s not this interest rate,” Su Li said.
Old Madam Fan thought that Zou Ming was being a busybody. Su Li had already agreed to bail her out, so why was he still asking so many questions? Could it be that Zou Ming wanted to get a kickback!
“Why are you questioning my daughter! My daughter is doing this for my own good! Aren’t you just eyeing to get more money from us! We won’t give you any red packets! We won’t give you a single cent!” Old Madam Fan said smugly.